Investor Tools
Run the numbers before you write the offer.
Four calculators built the way DSCR lenders actually underwrite. Instant results on every keystroke, sensible defaults pre-loaded, and a full investor report — projections, sensitivity tables, lender matches — when you want to go deeper.
DSCR Calculator
Will it qualify?Gross rent ÷ PITIA with a color-coded gauge, cash flow, cap rate, and rate-sensitivity analysis.
Use it when: You're financing a rental with a DSCR loan and need to know if the ratio clears 1.0–1.25.
STR / Airbnb Calculator
Does short-term beat the lease?Revenue from ADR × occupancy, DSCR on STR income, furnishing payback, breakeven occupancy, and the STR-vs-LTR premium.
Use it when: You're evaluating an Airbnb/VRBO deal or deciding between short-term and long-term strategy.
Rental Cash Flow Analyzer
The full pictureEvery expense line including maintenance and capex reserves. Cash flow, cap rate, CoC, GRM, 1% rule, and DSCR together.
Use it when: You're underwriting any long-term rental and want honest numbers with reserves included.
BRRRR Analyzer
How much comes back out?Purchase + rehab vs ARV at 75% refi LTV: cash left in the deal, infinite-return check, post-refi cash flow and DSCR.
Use it when: You're buying under market to rehab, rent, and refinance your capital back out.
Not sure where to start?
- →Financing question? Start with the DSCR calculator — it answers the only question the lender asks.
- →Vacation-market deal? The STR calculator models nightly revenue and tells you if it beats a 12-month lease.
- →Underwriting a buy-and-hold? The cash flow analyzer is the most complete — reserves, GRM, 1% rule, the works.
- →Value-add with a refi exit? The BRRRR analyzer shows how much capital comes back out at the appraisal.
Live market data
Find markets where the math works
Daily-updated DSCR and STR hot-city leaderboards, 10-year Treasury, and rate spreads — pick a city, then pre-load it into a calculator.
Open the data dashboardGuides
Learn the strategy behind the numbers
DSCR loan deep-dives, STR financing, market picks, and deal breakdowns — written for investors who want numbers, not fluff.
Read the blog