- DSCR
- Airbnb / STR
- Cash-Out Refi
- Purchases
- BRRRR Refis
- LLC-Owned
Maximize rental income with real data — and finance it with DSCR & STR loans built for investors.
For investors scaling long-term and short-term rental portfolios: live market intelligence, institutional-grade deal calculators, and expert loan quotes that qualify on the property’s income — not your W2.
ranked rental markets, scored monthly
10Y Treasury yield, updated daily
investor-grade calculators, free — no signup
investor-focused lender panel
Live market intel
The dashboard serious investors check before coffee.
The 10-year Treasury drives every DSCR quote you’ll get. We pull it daily and chart the spread to indicative DSCR and STR rates, then rank 30 markets by rent-to-price ratio, ADR, occupancy, and regulation risk — so you target cities where deals still pencil at today’s rates.
- 10Y Treasury yield — refreshed daily from treasury.gov, with DSCR rate-spread context.
- DSCR hot-city leaderboard — rent-to-price, median price, YoY rent growth, scored for DSCR-friendliness.
- STR hot-city leaderboard — ADR, occupancy, RevPAR, and a regulation-risk flag on every market.
Calculators
Underwrite like a lender. In two minutes, for free.
View all tools →DSCR Calculator
Know if the property qualifies before you ever talk to a lender.
Run it free ADR × Occupancy × 365STR Revenue & Loan Sizing
Turn ADR and occupancy into projected revenue — and the loan it supports.
Run it free CoC, cap rate, NOIRental Cash Flow Analyzer
Cap rate, cash-on-cash, and true monthly cash flow with every expense modeled.
Run it free Capital left in dealBRRRR Deal Analyzer
Model the buy, rehab, and refi — see exactly how much capital you leave in.
Run it freeInvestor financing
Loans underwritten on the property’s income — not your tax returns.
DSCR Loans
Qualify on the rent the property generates. No W2s, no tax returns, no DTI math. If gross rent covers the mortgage payment (DSCR ≥ 1.0), you’re in the conversation — and at 1.2+, you’re typically looking at the best pricing tiers. Close in an LLC, scale past the 10-loan conventional cap.
- Typical minimums: 620+ FICO, 20–25% down
- 30-year fixed, ARM, and interest-only options
- Unlimited properties — portfolio-friendly by design
STR / Airbnb Loans
Financing built for Airbnb and VRBO operators. Qualify on projected short-term rental revenue — ADR × occupancy, AirDNA-style projections, or 12-month operating history — instead of long-term market rent that understates what the property actually earns.
- Qualify on projected ADR & occupancy, not lease rent
- Vacation markets, cabins, condos, and 2–8 unit boutiques
- Regulation-aware lenders who know STR markets
How it works
From “does this pencil?” to keys in hand.
Run your numbers
Use our DSCR, STR, cash-flow, or BRRRR calculators to stress-test the deal in under two minutes. Instant results, no signup required.
Get your quote
When the numbers work, request a quote. We route your scenario to a vetted, state-licensed loan officer who actually closes investor loans — typically within 48 hours.
Close & scale
Close in an LLC, keep your W2 out of it, and roll equity into the next deal. Most members are building toward 5–20 doors.
MRI Reviews
Your deal is in good hands.
“Wow. I've been around rentals for a while and thought I had a decent handle on financing, but these guys still showed me a few things. The lender knew DSCR, cash-out refis, investor loans, all of it... and didn't talk to me like I was brand new.”
“Really smooth process!!! I wasn't sure if I should go DSCR or just do something more traditional, and they actually helped me think through both instead of just pushing one answer. You can tell they know the finance side, not just mortgages.”
“I honestly thought my short-term rental deal was dead in the water because I couldn't prove the AirDNA income the way another lender wanted it. The lender here was a rockstar — found a way to get it done and explained everything without making me feel dumb.”
“Man, DSCR was new for me. I've bought rentals before, but this was the first time I really looked at that type of financing. The lender was sharp. Like, really sharp. Walked me through the tradeoffs and helped me decide if it made sense.”
“They actually talked me out of forcing a deal that probably would've been a headache. I appreciated that a lot. Most lenders just try to make the loan happen no matter what, but this felt more like someone helping me protect my money.”
“The relationships they have are no joke. Second to none, honestly. I had already talked to another lender who made the whole thing sound impossible, and somehow these guys knew exactly where to take it!!!”
“I had an LLC-owned rental and expected the conversation to be painful. It wasn't at all. The lender understood the structure right away, had a real finance background, and brought up options I didn't even know existed.”
“Wow. I've been around rentals for a while and thought I had a decent handle on financing, but these guys still showed me a few things. The lender knew DSCR, cash-out refis, investor loans, all of it... and didn't talk to me like I was brand new.”
“Really smooth process!!! I wasn't sure if I should go DSCR or just do something more traditional, and they actually helped me think through both instead of just pushing one answer. You can tell they know the finance side, not just mortgages.”
“I honestly thought my short-term rental deal was dead in the water because I couldn't prove the AirDNA income the way another lender wanted it. The lender here was a rockstar — found a way to get it done and explained everything without making me feel dumb.”
“Man, DSCR was new for me. I've bought rentals before, but this was the first time I really looked at that type of financing. The lender was sharp. Like, really sharp. Walked me through the tradeoffs and helped me decide if it made sense.”
“They actually talked me out of forcing a deal that probably would've been a headache. I appreciated that a lot. Most lenders just try to make the loan happen no matter what, but this felt more like someone helping me protect my money.”
“The relationships they have are no joke. Second to none, honestly. I had already talked to another lender who made the whole thing sound impossible, and somehow these guys knew exactly where to take it!!!”
“I had an LLC-owned rental and expected the conversation to be painful. It wasn't at all. The lender understood the structure right away, had a real finance background, and brought up options I didn't even know existed.”
“Wow... I was trying to pull cash out of a BRRRR and had no clue how much I could realistically get back. They helped me weigh a couple different options and were really honest about what was possible. Saved me a lot of guessing.”
“I'm newer to rentals, so the financing part was honestly the scariest piece for me. The lender was patient but not condescending. Just explained what mattered, what didn't, and what lenders would actually care about.”
“I'm in finance, so I don't usually get impressed by lending conversations. I was impressed here!!! The person I spoke with understood the numbers, the structure, the risk, and the exit strategy better than most lenders I've dealt with.”
“I thought the deal was dead. Another lender basically made it sound like there was no path forward because of the income documentation. These guys had the relationships and knew where the deal actually fit... huge difference.”
“I was looking at a duplex and trying to figure out how aggressive I could be without doing something stupid. The lender helped me look at the payment, cash flow, and financing side in a way that felt practical. Not salesy.”
“Ugh, the short-term rental financing piece was where I was stuck. AirDNA income, underwriting, what counts and what doesn't... it was confusing. The lender knew the space really well and helped me get comfortable with the path forward!!!”
“Wow... I was trying to pull cash out of a BRRRR and had no clue how much I could realistically get back. They helped me weigh a couple different options and were really honest about what was possible. Saved me a lot of guessing.”
“I'm newer to rentals, so the financing part was honestly the scariest piece for me. The lender was patient but not condescending. Just explained what mattered, what didn't, and what lenders would actually care about.”
“I'm in finance, so I don't usually get impressed by lending conversations. I was impressed here!!! The person I spoke with understood the numbers, the structure, the risk, and the exit strategy better than most lenders I've dealt with.”
“I thought the deal was dead. Another lender basically made it sound like there was no path forward because of the income documentation. These guys had the relationships and knew where the deal actually fit... huge difference.”
“I was looking at a duplex and trying to figure out how aggressive I could be without doing something stupid. The lender helped me look at the payment, cash flow, and financing side in a way that felt practical. Not salesy.”
“Ugh, the short-term rental financing piece was where I was stuck. AirDNA income, underwriting, what counts and what doesn't... it was confusing. The lender knew the space really well and helped me get comfortable with the path forward!!!”
MRI Investor Network
The weekly digest for investors who buy on numbers.
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