Kissimmee, FL Rental Investment Market: DSCR & STR Numbers (June 2026)
Where Kissimmee stands for short-term-rental investors: nightly rates, occupancy, yield, and the financing math behind its #8 STR rank.
Short-Term Rental Numbers
ADR
$195
avg daily rate
Occupancy
61%
RevPAR
$119
rev / available night
Median Price
$389,000
Gross Yield
11.2%
annual gross / price
Regulation Risk
LOW
STR score 72/100 · #8 of 15
Does It Pencil?
The median Kissimmee deal, run through DSCR math
- Purchase price (median)
- $389,000
- Down payment (20%)
- −$77,800
- Loan amount
- $311,200
- P&I @ 7.91% / 30yr
- $2,264/mo
- Property taxes (1.00%/yr, assumed)
- $324/mo
- Insurance (~0.5%/yr of price)
- $162/mo
- PITIA (full payment)
- $2,750/mo
- Est. STR gross (ADR × occ.)
- $3,618/mo
Illustrative DSCR
1.32
Above the 1.25 threshold most lenders want for their best pricing tiers.
Illustrative only, not a quote or pre-qualification. Uses the median price and ADR × occupancy revenue estimate from our June 2026 dataset, an indicative rate of 7.91% (10-year Treasury + a typical STR spread — see the live data dashboard), estimated insurance, and an assumed national-average tax rate. Actual rents, taxes, insurance, and pricing vary by property and borrower.
The Read
What the numbers say about investing in Kissimmee
Kissimmee, FL's short-term-rental math is solid: a $195 ADR at 61% occupancy generates roughly $3,618 a month gross on a $389,000 median purchase — an 11.2% gross yield. That's healthy STR territory, with enough revenue to carry financing and operating costs if you buy and furnish sensibly.
On financing: STR-friendly DSCR lenders will qualify a Kissimmee purchase on projected short-term-rental income (typically via an AirDNA-style projection or 12 months of actuals) rather than lease rent. Using the market's RevPAR of $119 and an indicative STR loan rate, the median deal pencils to roughly a 1.32 DSCR at 20% down — comfortable coverage by STR underwriting standards. Remember most lenders haircut projected STR income, so your underwritten number will be lower than the gross.
Regulation risk in Kissimmee currently grades low on our board — no permit caps or moratorium fights threatening the model as of this data refresh. That's a real underwriting advantage: lenders and insurers price STR risk too, and a stable regulatory backdrop keeps the projected-income financing path open. Still verify permits, zoning, and HOA covenants at the specific address before you offer; rules are hyper-local and change faster than monthly data.
Data as of June 2026 — refreshed monthly. Metro-level estimates for screening, not underwriting.
Next Step
Get a quote from a DSCR expert who lends in Florida
Real pricing on your actual deal — no hard credit pull to see numbers, and the property's income does the qualifying, not your W2.
Kissimmee investor FAQ
Is Kissimmee good for DSCR loans?
Kissimmee, FL is primarily a short-term-rental market on our boards (STR score 72/100). DSCR loans work here through STR-friendly programs that qualify on projected short-term-rental income — a $195 ADR at 61% occupancy, roughly $3,618/month gross, as of June 2026 data.
What is the average rent in Kissimmee?
We track Kissimmee, FL as a short-term-rental market rather than a lease market: a typical STR there runs a $195 average daily rate at 61% occupancy — roughly $3,618 per month in gross revenue (June 2026 estimate).
Can I get an STR loan in Kissimmee?
Yes — STR-friendly DSCR lenders finance short-term rentals in Kissimmee, FL, qualifying on projected or actual Airbnb/VRBO income instead of lease rent. Regulation risk currently grades low, which keeps projected-income underwriting straightforward. Market gross yield is 11.2% with $119 RevPAR (June 2026 data).
Run the numbers yourself
Calculator
STR calculator — pre-filled for Kissimmee
ADR, occupancy, and price loaded. Adjust to your deal.
Live Data
Market data dashboard
10Y Treasury, indicative rate ranges, and both full leaderboards.
Browse
All 30 market profiles
Every metro on our DSCR and STR leaderboards, profiled.
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