Myrtle Beach, SC Rental Investment Market: DSCR & STR Numbers (June 2026)
Where Myrtle Beach stands for short-term-rental investors: nightly rates, occupancy, yield, and the financing math behind its #3 STR rank.
Short-Term Rental Numbers
ADR
$182
avg daily rate
Occupancy
59%
RevPAR
$107
rev / available night
Median Price
$318,000
Gross Yield
12.3%
annual gross / price
Regulation Risk
LOW
STR score 75/100 · #3 of 15
Does It Pencil?
The median Myrtle Beach deal, run through DSCR math
- Purchase price (median)
- $318,000
- Down payment (20%)
- −$63,600
- Loan amount
- $254,400
- P&I @ 7.91% / 30yr
- $1,851/mo
- Property taxes (1.00%/yr, assumed)
- $265/mo
- Insurance (~0.5%/yr of price)
- $133/mo
- PITIA (full payment)
- $2,248/mo
- Est. STR gross (ADR × occ.)
- $3,266/mo
Illustrative DSCR
1.45
Above the 1.25 threshold most lenders want for their best pricing tiers.
Illustrative only, not a quote or pre-qualification. Uses the median price and ADR × occupancy revenue estimate from our June 2026 dataset, an indicative rate of 7.91% (10-year Treasury + a typical STR spread — see the live data dashboard), estimated insurance, and an assumed national-average tax rate. Actual rents, taxes, insurance, and pricing vary by property and borrower.
The Read
What the numbers say about investing in Myrtle Beach
Myrtle Beach, SC's short-term-rental math is solid: a $182 ADR at 59% occupancy generates roughly $3,266 a month gross on a $318,000 median purchase — an 12.3% gross yield. That's healthy STR territory, with enough revenue to carry financing and operating costs if you buy and furnish sensibly.
On financing: STR-friendly DSCR lenders will qualify a Myrtle Beach purchase on projected short-term-rental income (typically via an AirDNA-style projection or 12 months of actuals) rather than lease rent. Using the market's RevPAR of $107 and an indicative STR loan rate, the median deal pencils to roughly a 1.45 DSCR at 20% down — comfortable coverage by STR underwriting standards. Remember most lenders haircut projected STR income, so your underwritten number will be lower than the gross.
Regulation risk in Myrtle Beach currently grades low on our board — no permit caps or moratorium fights threatening the model as of this data refresh. That's a real underwriting advantage: lenders and insurers price STR risk too, and a stable regulatory backdrop keeps the projected-income financing path open. Still verify permits, zoning, and HOA covenants at the specific address before you offer; rules are hyper-local and change faster than monthly data.
Data as of June 2026 — refreshed monthly. Metro-level estimates for screening, not underwriting.
Next Step
Get a quote from a DSCR expert who lends in South Carolina
Real pricing on your actual deal — no hard credit pull to see numbers, and the property's income does the qualifying, not your W2.
Myrtle Beach investor FAQ
Is Myrtle Beach good for DSCR loans?
Myrtle Beach, SC is primarily a short-term-rental market on our boards (STR score 75/100). DSCR loans work here through STR-friendly programs that qualify on projected short-term-rental income — a $182 ADR at 59% occupancy, roughly $3,266/month gross, as of June 2026 data.
What is the average rent in Myrtle Beach?
We track Myrtle Beach, SC as a short-term-rental market rather than a lease market: a typical STR there runs a $182 average daily rate at 59% occupancy — roughly $3,266 per month in gross revenue (June 2026 estimate).
Can I get an STR loan in Myrtle Beach?
Yes — STR-friendly DSCR lenders finance short-term rentals in Myrtle Beach, SC, qualifying on projected or actual Airbnb/VRBO income instead of lease rent. Regulation risk currently grades low, which keeps projected-income underwriting straightforward. Market gross yield is 12.3% with $107 RevPAR (June 2026 data).
Run the numbers yourself
Calculator
STR calculator — pre-filled for Myrtle Beach
ADR, occupancy, and price loaded. Adjust to your deal.
Live Data
Market data dashboard
10Y Treasury, indicative rate ranges, and both full leaderboards.
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Every metro on our DSCR and STR leaderboards, profiled.
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